Terms of Use & Disclosures

These terms apply to your use of kingtidefunding.com, operated by King Tide Funding Inc., a Florida corporation ("King Tide Funding," "we," "us"). By using the site you agree to them.

We are a referral service, not a lender

King Tide Funding is a commercial financing referral company. We do not lend or advance our own funds, make credit decisions, set rates, fees or terms, sign financing agreements on anyone's behalf, service or collect loans, or receive, hold or move your funds. Independent third-party banks, lenders and finance providers make all approval, underwriting, pricing, documentation and funding decisions, and any financing is governed by the agreement you sign directly with that provider.

No guarantee of approval or funding

Submitting a request does not guarantee that you will be matched, approved or funded, or that any particular amount, price, or timeline will be available. Funding speeds, amounts and requirements described on this site are general and vary by provider and by your business's circumstances. Examples of past results are not a promise of future results.

Business purpose only

Our services are for business-purpose financing only. We do not offer consumer loans, residential mortgage loans, deposit-taking, money transmission, payment processing, or debt collection.

Compensation

We are paid by participating funding providers, through referral commissions, placement fees and, where applicable, contractual residual compensation. We do not charge or collect any money from the businesses that submit a request, including to apply, to speak with us, or to review whether a business is a fit. Any fees related to financing are set by the provider and disclosed in their documents. Because providers compensate us, compensation may differ between providers; you should compare the terms you are offered and ask questions before signing anything.

Your information

The information you give us must be accurate and complete. How we handle it is described in our Privacy Policy. By submitting our form you authorize us to share your information with funding providers for the purpose of matching you, and to contact you about your request.

Website content

The content on this site is for general information and is not legal, tax, accounting or financial advice. We try to keep it accurate, but we make no warranty that it is complete or current. The King Tide Funding name, logo and site content belong to us; you may not copy or reuse them without permission.

Third-party links

The site may link to third-party providers or tools. We do not control and are not responsible for their content, terms or practices.

Limitation of liability

To the fullest extent permitted by law, King Tide Funding is not liable for indirect, incidental or consequential damages arising from your use of this site or from any financing provided by a third party. The site is provided "as is."

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.

Changes

We may update these terms from time to time. Continued use of the site after an update means you accept the revised terms.

Contact

King Tide Funding Inc.
Email: alexcespedes@kingtidefunding.com